Capture a fortified roof grant and cut your wind premium

  1. Locate your state’s active fortified-roof grant program
    45 min

    This step produces the official program name, the administering state agency, the direct URL to the program page and registration portal, and the current funding round’s status — open, lottery, waiting list, or closed.

    The challenge: each of the six states runs its own separate program with different names, URLs, enrollment models, and funding cycles. There is no single federal portal, and a generic search for “roof grant” buries the real program under contractor ads.

    Search and bookmark as you go:

    • Search with your state’s official program name and its administering agency — the exact terms and portals for each state are below.
    • Bookmark both the main program page and the registration portal immediately.

    Alabama — Strengthen Alabama Homes (SAH):

    • Administered by the Alabama Department of Insurance.
    • Search “Alabama Strengthen Alabama Homes grant” or go to aldoi.gov and navigate to the SAH page.
    • Grants up to $10,000 for FORTIFIED Roof.
    • First-come, first-served.

    Florida — My Safe Florida Home (MSFH):

    • Administered by the Florida Department of Financial Services.
    • Search “My Safe Florida Home grant” or go to floridadisaster.org/dem/mitigation.
    • Matching grants up to $10,000.
    • Backlogged; check for reopening dates.

    Louisiana — Louisiana Fortified Homes Program (LFHP):

    • Administered by the Louisiana Department of Insurance.
    • Search “Louisiana Fortified Homes Program” or go to ldi.la.gov/fortified-homes-program.
    • Grants up to $10,000.
    • Lottery system with a fixed registration window (e.g. June 1–19, 2026).

    Mississippi — Mississippi Fortified Home Program:

    • Administered by the Mississippi Insurance Department.
    • Search “Mississippi Fortified Home grant” or go to mississippi.org/fortified-home-program.

    North Carolina — Strengthen Your Roof program:

    • Administered by the NC Insurance Underwriting Association (NCIUA).
    • Search “NC Strengthen Your Roof” or go to strengthenyourroof.com.
    • Grants up to $8,000 for FORTIFIED Roof in territories 110 and 120.

    South Carolina — SC Fortified Homes Program:

    • Administered by the SC Department of Insurance.
    • Search “SC Fortified Homes grant” or go to scfortified.com.

    Record it in your grant dossier: the official program name, the administering agency, the program page and registration portal URLs, and the round’s status — open, lottery, waiting list, or closed — with the date you checked.