Claim Social Security at 62, 67, or 70: the Decision, Done With Numbers

0/24 · 0%

Pin down your PIA and full retirement age

0/3

Pull your statement and mark the three age-based estimates
20 min
Applies whenever your last look at your own numbers is more than a year old, or you have never logged in. The mySocialSecurity statement projects your monthly benefit at three ages — 62, full retirement age (FRA), and 70 — and your entire recorded earnings history sits behind those projections.
Sign in at ssa.gov through Login.gov or ID.me. If identity verification stalls, order the mailed statement the same day and keep moving; paper delivery adds several weeks, so run both tracks rather than waiting on either.
Save the PDF, then copy the three dollar figures wherever you keep notes for this decision, each labeled with its age.
- Create or sign in to your mySocialSecurity account at ssa.gov using Login.gov or ID.me
- Open the latest statement and locate the estimated monthly benefit for age 62, for full retirement age, and for age 70
- Download or print the statement PDF and save it with your financial records
- Copy the three dollar figures into your notes, each labeled with its claiming age
- If identity checks fail, request the mailed statement the same day and note it adds several weeks

0/4 done

Contents