Dispute a lowballed storm damage insurance settlement

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Set up the dispute file and deadline calendar
20 min
This dispute runs in six stages: open the file and set the deadline calendar, audit the adjuster's estimate against an independent contractor bid, build a time-stamped damage inventory, submit a supplemental claim, file the sworn proof of loss inside the policy deadline, and — only if the carrier still refuses — invoke the policy's appraisal clause and escalate. Every later step reads back what you capture here.
To do
Create a dispute folder
One folder, digital or physical, that will hold every document, photo and letter this process produces — the claim file, the contractor bid, the demand letter, the proof of loss.
Record the policy number
Record the claim number
Record the date of loss
To note down
Policy number (Required to finish this step)
Enter the policy number from your declarations page or first notice of loss.
Claim number (Required to finish this step)
Enter the claim number assigned by the carrier.
Date of loss (Required to finish this step)
Enter the date the storm damage occurred.

0/4 done

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