Enroll in Medicare after 65 without a late penalty

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Record Your Employment, Coverage and Drug Plan End Dates
30 min
Record Your Employment, Coverage and Drug Plan End Dates
These four dates and the employer's size anchor every deadline calculated later in this guide — the 8‑month Part B window, the 63‑day Part D window, and the risk of a permanent penalty. Pull them from plan documents or HR, not from memory.
To do
Record your last day of active employment
Record the last day of employer group health coverage
Record the employer's total employee count
Record the last day of creditable drug coverage
To note down
Last day of active employment (Required to finish this step)
What was (or will be) your last day of active work for the employer that provided your group health coverage?
Last day of employer group health coverage (Required to finish this step)
What is the last calendar day your employer group health plan covers you (check your plan documents or HR, not your termination date)?
Employer's number of employees (Required to finish this step)
How many employees does (did) the employer have, counting all locations? This decides whether Medicare or your plan pays primary.
Last day of creditable prescription drug coverage (Required to finish this step)
What is the last calendar day your employer plan's prescription drug coverage is in force?

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