Use a Remaining FSA Balance Before the Plan Deadline

Sign in to your benefits portal — the same one you use for enrollment and pay stubs — and open the Flexible Spending Account section. The account dashboard shows your current balance; the Summary Plan Description (SPD) is usually under a tab named Plans, Benefits, or Documents.

If the SPD is not in the portal, email or call HR and ask for a copy; you are entitled to it. Before you close the page, note four facts: the plan year start and end dates, the plan administrator’s name and contact details, and the exact balance remaining. That note is your reference for the rest of this phase.